Banking on it

We were building a fort at the beach the other day.

Little J: Mommy I really think I am going to be a builder when I grow up.

Me: Sounds good.

Little J: But where will I get money to be one?

Me: People will pay you to build things for them.

Little J: I know that. But first I will need tools. Where do I get money for those?

Me: You will have to borrow it from a bank.

Little J: I see. They have too much?

Me: No, that is how banks make money. They lend you some when you need it and then as you make money, you return it. And pay extra for the service.

Little J: Can’t people I am building the houses for pay back my bank?

Me: Well they do, kind of. They pay you, you pay back the bank and if you are left with extra you pay yourself.

Little J: This is all very complicated. I have a better plan. I will ask daddy for money. Much easier. And I don’t have to pay him back either.

Clearly my son is following my business plan. That’s my boy!

This entry was posted in The Great life and tagged , , , .


  1. Barbara October 11, 2012 at 00:35 #

    Twitter: babspinfrance
    This was perfect! He’s figured it all out and so young! Way to go! 😉
    Barbara recently posted..Welcome to France – Les Greves

  2. Alison October 11, 2012 at 00:38 #

    Twitter: AlisonSWLee
    I guess Daddy will have to keep working really hard :)
    Alison recently posted..Intrinsic Goodness

  3. CreditDonkey October 11, 2012 at 03:55 #

    Twitter: twitter (creditdonkey)
    He is perfect and very advanced for his years. His dream will follow him when he’s grown up if he remains focused. Lucky you!
    CreditDonkey recently posted..Survey: Nearly Half Have No Emergency Savings

  4. sarah @sundayspill October 11, 2012 at 05:13 #

    Twitter: sundayspill
    I just loved the way his mind was mulling this over. And…smart boy!

  5. Iza Trapani October 11, 2012 at 06:37 #

    Love your business plan, Stasha! And he’s a quick learner, your little dude. Adorable shot of him yesterday!

  6. christine October 11, 2012 at 06:39 #

    I love a good plan! How I wish I could say, “We were building a fort at the beach the other day.” Sounds so much better than, “I was freezing my tail off the other day.”
    christine recently posted..Tip Thursday

  7. Ally October 11, 2012 at 07:05 #

    Twitter: normalmomally
    Now that is a good plan! What a smart little guy you are raising!
    Ally recently posted..Forty-Five

  8. Bridget October 11, 2012 at 07:43 #

    Twitter: twinisms
    Also the Mitt Romney plan! Maybe he should run for president. :)

    • Stasha October 11, 2012 at 08:44 #

      Twitter: NorthWestMommy
      We only take from family :)

  9. Amanda October 11, 2012 at 07:59 #

    Twitter: lilahbility
    The apple doesn’t fall far from the tree! :)
    Amanda recently posted..The One I Forgot

  10. Clarinda Dodson via Facebook October 11, 2012 at 09:51 #

    LOL. This is hilarious. What else are daddies for? :)

  11. Runnermom-jen October 11, 2012 at 10:50 #

    Twitter: runnermomjen
    Hahaha!!! You both are very smart 😉
    Runnermom-jen recently posted..The Path…

  12. Stacie October 11, 2012 at 12:19 #

    Twitter: snapsandbits
    Love it, so cute!!
    Stacie recently posted..Yellow Tape

  13. Susi October 11, 2012 at 15:11 #

    Twitter: bocafrau
    Thanks for the chuckle. He’s a very smart boy!!! :)
    Susi recently posted..What do they see? {Wordless Wednesday}

  14. Deirdre October 12, 2012 at 12:14 #

    Twitter: ladiesholiday
    Lol- he sure is thinking ahead! If I did that maybe I’d be on track… Have a great weekend!
    Deirdre recently posted..Photo Friday Blog Link-Up #9

  15. Diane October 12, 2012 at 12:27 #

    Twitter: dkotucker
    He’s brilliant!!!

    A little while ago J2 asked me if he had to pay off the balance on his credit card if he was getting a new one since the other one was compromised. Really? Oi-vah.
    Diane recently posted..I Am Thankful for… #Monday Listicles

  16. GBDB October 13, 2012 at 03:28 #

    Excellent advice for everyone!

  17. just JENNIFER October 13, 2012 at 19:48 #

    Twitter: JenAnnHall
    That son of yours is a genius! Love this.

  18. Rorybore October 14, 2012 at 12:26 #

    Twitter: rorybore
    I just love conversations about money with children. Especially trying to explain how we will not be buying the $500 Lego Millenium Falcon — even if daddy does work. Because the other half is “time is money”, and mama cannot spare the extra 3 months it will take to assemble said Star Wars Lego.
    thank goodness they can still be distracted for the low price of the Happy Meal toy.
    Rorybore recently posted..Wither Not, On Your Spot

    • Stasha October 15, 2012 at 23:20 #

      Twitter: NorthWestMommy
      You silly, send it over, we will assemble it for you! The least we can do…

  19. Eva October 15, 2012 at 09:16 #

    Daddy is always the best choice;)
    Eva recently posted..Budapesten is egyre népszerűbb a fogbeültetés és implantáció

  20. Corey Will March 24, 2013 at 08:50 #

    LOL I did not see this going this way. I cannot wait to have conversations like this with my own.

    Nothing like a clever kid!

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